Meet the team

At Waterhouse, we pride ourselves on delivering personalised advice that reflects your individual goals and aspirations. We understand that each client’s path is distinct, which is why we take the time to truly get to know you. Meet our team of dedicated professionals who are here to guide you towards a secure financial future!

Commercial Mortgages are by referral only.

Liam Ring DipPFS, Director & Financial Adviser

Tel - 01761 880014
Email - liam.ring@waterhousefa.co.uk

About Me

With over a decade of experience in the financial services industry, I began my career as a Mortgage and Protection Associate at a national mortgage advice company. After a short tenure I decided to alter the direction of my career moving into the financial advice sector with a regional financial planning and accountancy business, broadening my expertise and deepening my desire to help individuals and businesses achieve financial clarity. Before entering the financial services sector, I graduated from Plymouth University with a First-Class Honours degree in Business. This equipped me with the strategic skills necessary to lead in my current role as Managing Director, where I oversee operations while continuing to provide client-focused advice.

As a business, we cover all areas of financial advice, but my personal specialties lie in pension and retirement planning, investment advice, trust and estate planning, and providing advice to business owners. I take pride in my work and enjoy solving complex financial problems and help people in the Southwest gain control of their finances while planning for a secure future.

Outside of Work

I’m married to Hannah, and we have two wonderful children, Phoebe and Freddie, and a cockapoo named Wilf. Wilf is also our office dog so if you visit on a Tuesday or Thursday, you will be likely to see him in his bed next to my desk. When I’m not in the office, I spend most of my time with our young family, whether we’re exploring the great outdoors or enjoying quality moments together.

If there is any spare time between work and family commitments, you’ll find me on the golf course or at the gym. And no matter how busy life gets, I never miss a good Sunday roast—it’s a family tradition I hold dear!

Email Liam

James Docherty DipFA, Director & Financial Adviser

Tel - 01761 880013
Email - james.docherty@waterhousefa.co.uk

About Me

After spending nearly a decade in a sales environment, I decided to pursue a career change and became a Mortgage Adviser. Over the years, I worked with several mortgage advice companies, including Waterhouse, before qualifying as a Financial Adviser five years ago.

Since then, I’ve taken over the reins from my father, Julian, and now have the privilege of looking after many clients in the local area. My approach to financial advice is simple: I believe that the simplest solution is often the best one. While I’m qualified to advise across many areas, my primary focus is on pensions and investments, helping clients plan for a secure and prosperous future.

Outside of Work

I’m a passionate Arsenal fan. While tickets to the Emirates can be hard to come by, I make it to matches whenever I can.

I recently married my wife, Jodie, and I have two wonderful daughters, Aliyah and Lennox. Family life keeps me busy, but I wouldn’t have it any other way!

Email James

Elizabeth Dennis DipPFS, Director & Financial Adviser

Tel - 01761 880015
Email - elizabeth.dennis@waterhousefa.co.uk

About me

I’m proud to be Waterhouse’s longest-serving member of staff, having joined the firm straight out of sixth form at the age of 18. Over the years, I’ve taken on every role in the business, which has given me a comprehensive understanding of how we operate and how best to support our clients and staff. For the past seven years, I’ve focused on providing financial advice, spending most of my time supporting existing clients to ensure the financial plans we’ve created remain suitable for their needs.

I also continue to work with new clients, primarily offering advice on investment and retirement planning to help them achieve their long-term goals.

Outside of Work

I balance my time between work and supporting my two children, Nancy and Rupert, alongside my husband, Steve. As a result, I’m not always in the office Monday to Friday, but I’m always available to support my clients when needed.

When I do manage to carve out some free time, you’ll often find me playing netball or indulging in a stop of shopping in town!

Email Elizabeth

Sam Knight DipPFS, Director & Financial Adviser

Tel - 01761 880016
Email - sam.knight@waterhousefa.co.uk

About Me

I began my career in general insurance before moving into financial advice with Waterhouse. Over the years, I’ve progressed through a variety of roles—administrator, mortgage adviser, and now financial adviser. This journey has given me a deep understanding of our business and how to provide the best support to our clients at every stage of their financial journey. My role as a financial adviser is all about building lasting relationships with clients, helping them make informed decisions to improve their financial future. Whether you’re looking to build wealth, enjoy a comfortable retirement, or explore equity release options, I’m here to guide you. Additionally, I specialise in business insurance, so give me a call if you require Relevant Life, Shareholder Protection, Keyman Insurance or Executive Income Protection.

Outside of Work

I enjoy spending time with my family, including my two sons, Arthur and Max, and my fiancée, Messina. Family life keeps me busy, but I still make time for my passion for rugby. I’ve proudly played for Midsomer Norton Rugby Club for nearly 20 years, and you’ll find me wearing the number 9 jersey most Saturdays.

Email Sam

Lawrence Docherty DipFA, Director & Financial Adviser

Tel - 01761 880017
Email - lawrence.docherty@waterhousefa.co.uk

About Me

I’ve worked in the financial services industry for over eight years, beginning my career in 2016 with the UK’s largest mortgage advice company. In 2019, I joined Waterhouse as a Mortgage and Protection Adviser, and since then, I’ve had the privilege of providing advice to hundreds, if not thousands, of clients.

In addition to my expertise in mortgages and protection, I’m also a qualified Financial Adviser. I’m passionate about helping clients create long-term financial plans that offer security and confidence for the future. I am actively looking to take on new clients and would be delighted to help you navigate the complexities of financial planning.

Outside of Work

I’m a dedicated family man. Much of my time is spent supporting my two boys, Rueben and Charlie, at their various sports clubs or lending a hand to my wife, Sophie, with her horse. My family and I love spending our weekends caravanning, enjoying quality time together Our favourite destination is the New Forest, where we can unwind, explore the beautiful scenery, and create lasting memories. It’s the perfect way for us to relax and recharge.

Email Lawrence

David Dury, Mortgage and Protection Adviser

Tel - 01761 880018
Email - david.dury@waterhousefa.co.uk

About Me

I have been with Waterhouse Financial Advisers for four years, specialising as a Mortgage and Protection Adviser. Before joining the team, I worked as a mortgage adviser for a national firm after graduating from Cardiff University with a degree in English Literature.

My expertise lies in providing tailored mortgage advice and a range of insurance solutions to meet my clients’ needs. I am also qualified to provide equity release advice, helping clients access the value in their homes as part of their financial planning. Currently, I am expanding my skillset by undertaking my financial advice exams to broaden the range of services I can offer.

Outside of Work

Outside of work, I’m a passionate cyclist and have competed in triathlons across the UK, enjoying the challenge and the camaraderie of the sport. I also have a deep love for travel and am on a mission to explore as many countries as I can, embracing new cultures and experiences along the way.

Email David

Jacky Wolfe, Office Manager

Tel - 01761 880019
Email - jacky.wolfe@waterhousefa.co.uk

About Me

As the Office Manager, I oversee the day-to-day operations that keep our business running smoothly. If you ask our Managing Director, he’ll tell you I’m the cog that keeps everything turning! From managing workflows to ensuring the team has everything they need to succeed, my role is all about keeping things on track so we can deliver the best possible service to our clients.

I bring a wealth of experience in HR and business administration, having worked for companies across the UK and even further afield. This diverse background has equipped me with the skills to handle a wide variety of challenges, ensuring our office runs like clockwork.

When you visit us, I’m usually the first face you’ll see, and I’m always happy to help. Whether it’s assisting with your queries or connecting you with one of our advisers, I’m here to make sure you feel welcome and supported.

I take great pride in being part of a team that helps our clients take control of their finances and plan for a brighter future. If there’s anything I can do to assist, just let me know—I’m here to help!

Email Jacky

Donna Huntley, Finance Administrator

Tel - 01761 880021
Email - donna.huntley@waterhousefa.co.uk

Donna provides administration support to our Finance and Mortgage Advisers. Donna has a strong background in process and administration, having worked in various industries from large corporate FMCGs, through to manufacturing and the educational sector. Donna’s wide range of experience and skills, coupled with a strong sense of customer service, makes her a great asset to our team.

Email Donna

Mia Crawford, Finance Administrator

Tel - 01761 880020
Email - mia.crawford@waterhousefa.co.uk

Mia is the newest member of our team, having joined in May 2024. Mia provides administration support to our Financial and Mortgage Advisers. Mia brings a wealth of experience to her position, having previously worked within finance, accountancy, engineering and sales. Mia also has a strong sense of customer care, which makes her a great addition to our administration team.

Email Mia

Trusts, estate planning, inheritance tax planning and commercial mortgages are not regulated by the Financial Conduct Authority.