Moving up the property ladder

Buying a property is a significant life event; for most of us, it is the most expensive purchase we will ever make. So, it’s understandable that you will be looking for a mortgage adviser who understands how important it is to act quickly, communicate regularly and deliver the tailored mortgage advice you need to secure the most suitable deal for your circumstances. That’s why Waterhouse Financial Advisers Ltd is here: to deliver the expert mortgage advice you need to ensure a smooth and secure transaction at any stage of your life.

Navigating life’s changes with expert mortgage advice

Life is full of changes – both expected and unexpected – that might lead you to seek mortgage advice. Our team of experienced advisers is here to support you through these moments, helping you make informed decisions about your mortgage options.

Buying your first home

Purchasing your first home is an exciting milestone – but it can also feel overwhelming. From understanding the various types of mortgages available to you to securing the right interest rates, we’re here to guide you through the process, ensuring you feel confident and informed every step of the way. Our advisers are here to help you navigate the complexities of the housing market, making your first home purchase a positive experience.

Expanding your family

As your family grows, so will your housing needs. Whether you’re expecting a new addition to your family or your children are getting older and need more space, we can help you explore your options for taking the next step on your property journey. Whether you are looking to move to a new home, or are seeking advice on mortgage refinancing for home improvements, we are here to help you meet your family’s property needs.

Relocating for a new job

Job changes often require relocation, meaning that – on top of all the upheaval a new job can bring – you need to sell up and quickly find a new home. Whether you’re moving to a more expensive area or downsizing to save money, we’re here to help you find the right mortgage solution to match your new circumstances.

Approaching retirement

Planning for life after work provides the opportunity to reassess your financial situation, including your mortgage. Our advisers can help you explore your options for downsizing, releasing equity or paying off your mortgage before retirement. We are on hand to ensure your mortgage strategy aligns with your retirement goals, providing peace of mind as you transition into a new phase in your life.

Dealing with the unexpected

Life is unpredictable, and sometimes unexpected events such as divorce, job loss or health issues can significantly impact your financial stability. During these challenging times, our compassionate advisers are just a phone call away should you need some support and guidance to help you navigate your mortgage options.

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE

Why choose us?

At Waterhouse Financial Advisers Ltd, we pride ourselves on our personalised, expert advice that is tailored to your unique needs and circumstances. Our Somerset-based team understands the local housing market and financial landscape, providing relevant and practical solutions for your mortgage needs. We are committed to helping you achieve your financial goals and ensuring your mortgage decisions support your broader financial wellbeing.

Get in touch

Ready to discuss your mortgage needs? Contact us today to schedule a consultation with one of our expert advisers. Let Waterhouse Financial Advisers Ltd be your trusted partner in navigating life’s financial journey.