23 High Street, Midsomer Norton, Radstock, Somerset, BA3 2DR
Menu
23 High Street, Midsomer Norton, Radstock, Somerset, BA3 2DR
Protection insurance serves as a financial safety net, covering you against life’s unforeseen events. Whether you’re starting a family, buying a home or planning for retirement, having the right protection in place is essential. Here are some life stages which often act as triggers driving our clients to seek out protection insurance:
When you start a family, your financial responsibilities increase; your children’s wellbeing is entirely dependent on your ability to provide for them. But what would happen if you were no longer earning an income? How would your family’s quality of life be affected?
This is why it is paramount to ensure that your loved ones are financially secure, no matter what happens to you. Our advisers can guide you through your options, including life insurance, critical illness cover and income protection, to ensure comprehensive coverage for your family.
Purchasing a home is a huge financial responsibility, with mortgage terms now often stretching to 30 or even 40 years. Mortgage protection insurance can cover your mortgage payments if you’re unable to work due to illness or injury, preventing financial strain during life’s difficult times and ensuring you’re never in danger of losing your hard-earned home.
For most of us, our lifestyle is dependent on our ability to earn an income. But what if that income were to stop? Would you struggle to afford the basics, including your mortgage, bills and other living expenses? Would you have to cut back on the social events and hobbies that make life fun and fulfilling?
Income protection insurance provides a safety net if you’re unable to work due to illness or injury, ensuring you can maintain your lifestyle and meet your financial commitments during difficult times.
As you approach retirement, it’s essential to reassess your protection insurance needs. Ensuring you have adequate coverage for healthcare costs and maintaining your financial security during retirement is crucial. Our advisors are here to help you review and adjust your policies to align with your retirement plans.
Life is full of unexpected challenges, including as accidents, serious illnesses and disabilities, or even the loss of a loved one. Having the right protection insurance in place ensures that you and your family are financially supported during times of adversity. We’re here to help you consider your options, getting to know your circumstances and personalising our advice to ensure we meet your unique needs.
You are now departing from the regulatory site of Waterhouse Financial Advisers Ltd. Neither Waterhouse Financial Advisers Ltd nor Quilter Financial Planning are responsible for the accuracy of the information contained within the linked site.